Car Finance With A Local Edge

Tasmania’s Car, Personal and Business Loan Specialists

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TESTIMONIALS

What Our Clients Are Saying

Why Choose Edge Financial?

Tasmanian-owned and operated

NORTHWEST COAST SPECIALISTS

SUPPORTING LOCAL PEOPLE

clear, honest and confidential support

access to a wide pabel of lenders

PERSONAL ONE-ON-ONE SERVICE

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

1. How long does it take to get approved for a car loan?

In most cases, car loan approvals can be completed within 24 to 48 hours once all required documents are submitted. Our goal is to make the process quick and stress-free so you can drive away sooner.

2. Can I get a car loan for a used vehicle?

Yes. We offer finance options for both new and used vehicles. Our lenders provide flexible terms and competitive rates for pre-owned cars as well.

3. Do I need a deposit to apply for a car loan?

Not always. Some lenders offer car finance with little or no deposit depending on your financial situation, credit history, and the value of the vehicle.

4. What documents are required for a car loan application?

Typically, you may need identification, proof of income and details about the vehicle you wish to purchase. Our team will guide you through the required documents.

5. Can I refinance my existing car loan?

Yes. If better interest rates or flexible repayment options are available, refinancing your current car loan may help reduce your monthly payments.

6. Can I get a car loan with a less-than-perfect credit score?

Yes. We work with a wide network of lenders who provide finance solutions for a range of credit profiles.

7. What loan terms are available for car finance?

Car loan terms usually range from 1 to 7 years depending on the lender and your financial situation. We help you choose a repayment period that fits comfortably within your budget.

8. Can I apply for a car loan before choosing a vehicle?

Yes. Getting pre-approved for a car loan can help you understand your budget and give you confidence when negotiating with dealers or private sellers.

9. Are there any hidden fees in car finance?

No. We believe in complete transparency. All loan terms, interest rates, and fees are clearly explained before you proceed with the application.

10. Can I repay my car loan early?

Yes, many lenders allow early repayments or loan payouts. This can help you save on interest, though some lenders may apply small early repayment fees depending on the loan terms.

What We Do

Smart and Fast Finance Solutions, Made Simple

We offer a full range of lending and finance services, including:

  • Car Finance

  • Personal Loans

  • Business & Commercial Finance

  • Equipment Finance

  • Debt Consolidation Loans

  • Refinancing For Better Rates & Flexibility

MEET our team

Hey, I'm Mary

Senior Finance Consultant

15 Years in Finance

2024 Savvy VIC/TAS Finance Broker of the Year

2025 Savvy Finance Lenders Choice Broker of the Year